Influencing factors of willingness to purchase long-term care insurance for employees in Shenzhen, China

نویسندگان

چکیده

Purpose: In the early stage of Shenzhen's long-term care insurance pilot, awareness, demand, and purchase intention Shenzhen residents about their influencing factors were investigated to provide a basis for improving government's system. Methods: A structured questionnaire survey was carried out on employee medical participants. Descriptive statistics, Chi-square test, Order logistic regression performed. Results: 298 respondents (female 57.7%), filled questionnaires. About 73% have never heard insurance. Respondents’ average demand 3.06, which general level. The 161(54%) respondents' willing main willingness are self-assessment possibility, monthly income, annual family income pay services. Conclusions: Respondents lack risk awareness low insurance; effective is insufficient, but services specialized diversified, slightly higher than Recommendations: Departments at all levels should work together strengthen publicity raise among population, improve quality practitioners, elderly service system meet needs diverse broaden financing channels deal with that population not buy.

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ژورنال

عنوان ژورنال: Pacific international journal

سال: 2022

ISSN: ['2663-8991', '2616-4825']

DOI: https://doi.org/10.55014/pij.v5i4.226